MONTHLY OVERVIEW: March updates, recaps and department news

March 2023

Helping clients leverage the tax advantages of FIAs

There’s no better time than tax time to talk with your clients about the tax advantages of fixed index annuities (FIAs). Have you told them about the fact that an FIA isn’t taxed until the money is withdrawn? Get a refresher on the tax treatment of FIAs.

Certainty Select^® rates boosted again

For the second time in as many months, we raised rates for our multi-year guarantee annuity (MYGA), Certainty Select. New rates apply to contracts with effective dates on or after March 14, 2023. The security of a MYGA like Certainty Select^® can help your clients feel more confident about their plans for the future during times of market volatility. See current rates on all our annuity products.

We’re extending our Bridge commission special

We’ve extended our special commission offer for Bridge! The 1% commission special is for all Bridge applications received through June 30, 2023. No threshold, no hurdles, no waiting period.

Bridge provides long-term care benefits and a robust wellness program, all on a fixed index annuity chassis. And no one is declined for LTC coverage — that means you don’t have to worry about field underwriting! Visit the Bridge microsite to get all the information and resources you need to sell Bridge.

Sales idea recap

Sales ideas sent to you in March issues of SALES WEEK:

When the market’s uncertain, offer Certainty Select^®

Bridge: LTC benefits with no field underwriting

As tax season approaches, talk with clients about the tax advantages of FIAs

Split annuity strategy delivers income now and income later

News brief

Make a note — IRA contribution day

Tues., Apr. 18, 2023, is the deadline to make IRA contributions for the tax year 2022. This is because the regular “Tax Day” falls on a Saturday this year, and Monday, April 17, is a federal holiday (Emancipation Day), which is observed in the District of Columbia.

866.598.3694 • [email protected] • Agents.EquiTrust.com

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EquiTrust does not offer investment advice to any individual and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa.

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