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Sales Week: Help clients close the Social Security income gap with an FIA
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HELP CLIENTS PLAN THEIR SOCIAL SECURITY BENEFIT TIMING
For clients who want to retire early, consider an FIA with IBR
Sure, your clients may be able to start receiving Social Security benefits as early as age 62. But if they delay taking benefits until their full retirement age up to age 70, their benefit amount could be much larger. Offer a solution they can implement now.
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Once your client reaches full retirement age, Social Security benefits increase by 8% every year for each year delayed until age 70 (if born after 1943).1
What’s a good way to help your clients bridge that income gap while they delay the start date for their Social Security monthly benefits? Consider recommending a fixed index annuity (FIA) with an Income Benefit Rider (IBR) from EquiTrust.
An FIA with an IBR can provide guaranteed2 lifetime income your clients can rely on to help them get from early retirement to age 70. Plus, they can benefit from upside growth potential, downside protection, a guaranteed minimum rate of return and tax advantages.
When it’s time to start taking income from Social Security, guaranteed income from an FIA can provide an excellent source of supplemental income.
Visit the Agent Gateway to get details on our full line of annuities.
Earn an extra 1% on EquiTrust FIAs — including Bridge®
Writing agents can earn an extra 1% commission on our simple, effective fixed index annuities (FIAs) for applications received through February 29, 2024.
We've increased premium bonuses by 2%3 on select FIAs through March 31, 2024. Help clients jumpstart their retirement income strategy with a bigger bonus!
2 Guarantees are subject to the claims-paying ability of EquiTrust Life Insurance Company.
3 Premium bonus on MarketForce Bonus Index increased by 3% in CA
EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
