SALES WEEK: Sales Tip – 10% Bonus/10-Year Index Annuity in 16 States

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Sales Tip

MarketPower Bonus Index Annuity

A 10-year surrender-schedule variation is available in

Surrender-Charge Variation

The shorter surrender schedule also features lower surrender charges in these 16 states:

17%, 15%, 14%, 12%, 10%, 9%, 7%, 5%, 3% and 1%.

In all other approved states, MarketPower Bonus Index features a 14-year surrender schedule (20, 20, 19, 19, 18, 17, 16, 14, 12, 10, 8, 6, 4 and 2%). Product not available in California, Delaware and New York. 

Product Features for ALL States

• 10% Premium Bonus on First-Year Premium – Fully Vested Immediately
• 0-75 Applicant Ages – No Commission Reduction – MGA Commission 7%
• Nursing Home Waiver – 100% Account Value
• Terminal Illness Rider – 75% of Account Value
• Optional Income Rider with Chronic Illness Doubler

• Risk-Control Index: Barclays Focus50 Index

Sales Resource

Agent Guide – MarketPower Bonus Index

Client Brochure – MarketPower Bonus Index

When Does a Premium Bonus Make Sense Flyer

Advantages of Index Annuity Downside Protection Flyer

Index Annuity Sales Presentation

Preapproved Advertising

EquiTrust Index Annuities Overview

Contract issued on Contract Form Series ICC18-ET-MP10-2000(05-18) or ET-MPP-2000(02-05). Riders issued on Form Series ICC16-ET-IBR-FIXED(07-16) or ET-IBR(06-08); ICC17-ET-IBR-ER-A(04-17) or ET-IBR-ER-A(04-17); ICC17-ET-FIXED-MVA(02-17); ICC18-430-NHW(06-18) or 430-NHW(08-03); and ICC16-ET-TI(10-16) or ET-TI(10-16). EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services.