HELP CLIENTS STRIKE A BALANCE BETWEEN LIQUIDITY AND ACCUMULATION
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Competitive rates on ChoiceFour® make it an attractive option — with options!
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When it comes to preparing for the future, your clients are likely focused on stability, liquidity options and flexibility — especially if they have a shorter time horizon before retirement.
If they’re looking for great rates, too, EquiTrust can help.
Four choices in one fixed annuity
ChoiceFour® — a one-year renewable rate fixed annuity — includes four contract options, each designed to help clients enjoy stable, tax-deferred growth.
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ChoiceFour contract options
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9 years —
12, 11, 10, 9, 8, 7, 6, 4, 2%1
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9 years —
12, 11, 10, 9, 8, 7, 6, 4, 2%1
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6 years —
12, 11, 10, 9, 8, 7%1
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Interest only in first contract year; 10% of Accumulation Value (AV) years 2+
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6 years —
12, 11, 10, 9, 8, 7%1
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Interest only in first contract year; 10% of AV years 2+
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Share the advantages of ChoiceFour
In addition to benefitting from its rates and flexibility, your clients can also take advantage of:
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- Additional premiums — Premium payments can be made anytime during the first contract year.
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- Competitive 3.00% Guaranteed Minimum Interest Rate (GMIR) — Rate will never go below the 3.00% GMIR, even after the 6- or 9-year surrender charge period.
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Plus, the MGA commission level is a competitive 5.50%.2
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- Strong renewal rates — Among all 6-year ChoiceFour contracts issued since 20143, 88.8% renewed equal to the initial rate, and 9.3% renewed higher than the initial rate.
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Renewal rate transparency
EquiTrust is proud to share all our renewal rates. You can find them on the Agent Gateway at Products > Interest Rates. Just click on a product, enter the issue date and click “Get Renewal Rates.”
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Premium bonus boost
Don't let your clients miss out on this limited-time offer! We've increased premium bonuses by 2%1 on select FIAs through June 28, 2024.
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Paradise awaits!
Start qualifying now to join us in magnificent Turks & Caicos for our 2025 EquiTrust Producer Incentive Trip.
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Want to talk through a potential ChoiceFour case? Have questions about the product?
Call us at 866-598-3694.
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