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For Producer Use Only
Sales Week: Help clients leverage the tax treatment of fixed index annuities
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TAX ADVANTAGES HELP YOUR CLIENTS MAXIMIZE THE IMPACT OF THEIR FIAS
Start the conversation about the tax benefits of fixed index annuities
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Spring is in the air – and that means your clients may still have taxes on their minds. Help provide them peace of mind by starting the conversation about how a fixed index annuity (FIA) can provide tax advantages as they plan for retirement. Those advantages include:
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All interest earned on an annuity accumulates on a tax-deferred basis, which means an FIA isn’t taxed until the money is withdrawn.1
At withdrawal, only the earnings are taxed on a Non-qualified FIA, not the annuity’s principal.
While the IRS defines contribution limits for some retirement plans – like Traditional and Roth IRAs and 401(k) plans – there are no IRS contribution limits for Non-Qualified funds to an FIA.
Your clients may be considering the impact of taxes on their financial outlook. Seize the opportunity to offer up this tax-advantaged solution to help them meet their retirement goals.
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Get all the details on our full line of annuities.
IMPORTANT REMINDER New wire transfer account information
We've changed our financial institution for wire transfers and subsequently updated our instructions with the new account information. When funds need to be transferred to EquiTrust by bank wire, please refer to the new information. If the current bank information is not used, we will not receive the funds.
1If under age 59½ at the time of withdrawal, an additional 10% IRS penalty may be imposed.
EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
