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For Producer Use Only
Sales Week: Offer clients the advantage of indemnity-based LTC benefits through Bridge®
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INDEMNITY-BASED BENEFITS OFFER RELIEF WHEN LONG-TERM CARE SERVICES ARE NEEDED
Give clients the freedom to choose long-term care services that work for them
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Bridge® by EquiTrust can help your clients close the long-term care (LTC) coverage gap. That’s because it provides LTC benefits when clients need them, and retirement savings when they don’t. And everyone’s approved!1
Bridge combines a fixed index annuity with long-term care coverage, plus the NeverStopSM Wellness Program.
What are indemnity-based benefits, and why are they an advantage?
With Bridge, payment of LTC benefits are indemnity-based, not reimbursements. What does that mean for your clients?
The contract pays out a specific dollar amount per month directly to the client
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Claim filing is easy with minimal paperwork needed
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No invoices or receipts are required2
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No list of covered services, providers, exclusions or limitations governing what services and expenses are covered3
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No waiting around for reimbursement!
Your clients have the freedom to choose the LTC services that make sense for them, with the monthly payment amount set at the time of claim. And that can be a big relief at a challenging time.
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Resources at your fingertips
Get everything you need to market and sell Bridge.
2 Receipts are not required for submission to EquiTrust, but should be retained for tax-filing purposes.
3 Benefits are tax-free for qualified LTC services, subject to daily IRS maximum.
Bridge contract issued on Form Series ICC12-ET-EIA-2000(01-12) or ET-EIA-2000(11-21). Long-Term Care Rider issued on ET-LTC(04-22). NeverStop Wellness Rider issued on ET-WEL(11-21). EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
